Money options for studying abroad…?
What is the easiest, cheapest and safest way to carry around your money when going abroad? Also the best exchange for your bill would be great.
I am going to China and Switzerland to study abroad for about 4-6 months each.
I don’t want to pay any type of money exchange rate when ever I try to use an ATM or Credit Card. And I also want to get the best exchange rate I can for the money I bring over.
Also, separate but related question, approximately how much should I bring so I won’t run short? I am not planning to buy any gifts and there are travel excursions and little weekend trips that the program offers. I will also have to purchase at least one meal a day.
My cousin brought $10,000 traveling on his own throughout Europe and he bought gifts back. Would this be too much?
most cards will charge you a fee for at least either the international exchange of currency or the cash advance. the best card to travel with less fees is the capital one credit card which does not charge international exhchange fee.. even better would be if you are able to have a savings account with them, but that is only possible if you are in texas. then the cash advance fee does not apply. add to those fees that once you are in the country some places will charge you for the use of their atm. find one that doesnt.
in regards to bringing with you, since i dont know the ins and outs of the program i cant tell you. talk to the organizer and they could give you a good idea. have you ever heard of the volunteer programs? they can make overseas education cheaper.
for money safety, there are belts with hidden pockets inside as well as carry wallets that go inside the pant or across the chest.
if you watch your expenses, 10,000 for 4 to 6 months, especially once you get to chilna, should be more than enough.
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